WDCFA OVL-DEPR OVL0%FINPACK CQMU^FINPACK INF]FIXPRIN OVL 7?SIMPLE OVLD ZSOYD OVLdC -2JanuaryFebruaryMarchAprilMayJuneJulyAugust SeptemberOctoberNovemberDecemberI&Enter the name of the file to be input.DATGEnter the old interest rate2Is there another file for this amortization (y/n)?YN)What is the principal payment for August?,What is the principal payment for September? Enter a titleG Amount ofPeriod Each Cashflow ### ###,###,###.##Number of Amount ofGroup Cashflows Each Cashflow ### ### ###,###,###.##)*** NO SIGN CHANGES - PROBABLE DATA ERRORHIT TO CONTINUEMULTIPLE SIGN CHANGES5the calculations being performed may take a long time please be patient ORIGINAL BALANCE $###,###,###.## NPV $###,###,###.## DIFFERENCE $###,###,###.## IRR > 100% NEGATIVE IRRHIT TO CONTINUE"MULTIPLE IRRs ONE OF WHICH IS ZERO#calculating internal rate of return<CINTERNAL RATE OF RETURNPeriodic IRR= ###.####% Annual IRR= ###.####%..Enter an estimate for the IRR*** INVALID IRR????5*** ESTIMATES OF IRR CAUSING NPV TO GO AWAY FROM ZERO!Hit to continue or X to exitI B:FINPACK.COMg!-"h"h!-"h!!!!.j&!!!!0j&!!!!2j&!2!!!4j&!2!!!6j&!!!!8j&! !!!:j&!ͺ!zj!j̓*j!.ͥ#!!!>͇!e!jv!jv!jv!jv!kv!kv͋!:ͺ!k75I6!ͺ!Djs*0j)))z!ͺ6!ͺ!Djs*0j)))!ͺ!Djs*0j)))z!ͺy͕!Dj*0j)))!ͺ͕!Dj*.j)))!ͺ!Djs*.j)))zj!jR͕!ͺ!Dj!Dj͈I6!ͺ!Djs*.j)))!ͺ!Djs*.j)))zj!jR͕!ͺ!k͈!ͺ!z*@k͎!0k͈4!ͺ!z!ͺ!k! ͺ!jґ:!ͺ!Dj!Dj͈*@k!m.#¶:!ͺ!z*.j)))*@k͎͕!.U!@k>z*.j)))*@k͎͕!ͺ!j͈è;!j*0j)))!ͺ͕!ͺ!j!j͈!ͺ!j};͕3>x! ͔$A!.U!@k>z*@kA!.A*Lj!.#;jx!o/A!ͺ!jk͈*.j)))z*0j)))zL!rk͈! ͺ!j͈!ͺ!zk͈!ͺ!Dj͈>k!rk̓!Dj*.j)))z!Dj*0j)))zL!rk!rk͈!ͺ!k!ͺ!rk!ͺ!k!ͺ!rk=!ͺ!jk!jk͈!ͺ!Dj!Dj͈!bkDjͫc=!ͺ!jk<>!q/A!/A!/U!@k>zB!ͺ!jkT>!/A:A!/A!0A!0A! ͺ!0kͫ!dͺͱ!j͈k!j̓!ͺ!k͈!ͺ!j͈*0j)))z!j͈*.j)))z!j͈3>x!0A!0! kz !?0A!A0!jz !c0A!e0 k!jR >x*.j)))! k͕*0j)))!ͺ͕*.j)))z*0j)))zL!j͈*0j)))z!j͈*.j)))z!j͈k!j̓3!ͺ!j?!0A:A!ͺ!j͈3!ͺ!j?!0A!0U!@k>zB!ͺ!j@!0A:A!0Ak!j̓k!j̓k!k!ͺͱ!j͈3!jz)!ͺk!jR)!1͹@>xj!1:!k͈k!j:!k͈!1A!1A!1A!X!1A!/1A!11!kz !J1!kz >xB!ͺ!zk@ A!ͺ!j@k!j̓Ak!j̓!c1A@!ͺ!j(Ak!j̓1Ak!j̓!f1A@!i1A!k1U!@k>z*@k͎!j͢!dͺͱ!j͈!ͺ!j҇A!1A!1A:A3!ͺ!jAk!j̓1!j͙!js!j͈k!j̓Ak!j̓1!j͙!j!j͈k!j̓k!j̓3!jz1!kz1{ozB@!jz)!kz)1BÊA!ͺ!jjBk!j̓1!j͙!js!j͈k!j̓ÑBk!j̓1!j͙!j!j͈k!j̓k!j̓3!jz1!kz1{ozB!ͺ!zk͈@!jz)!kz)B1B!1A!1A!1U!@k>z*@k!2#­C!ͺ! TO CONTINUE DEPRECIATION"Enter asset useful life in years: *** INVALID USEFUL LIFE-Enter number of months to end of first year: *** INVALID NUMBER OF MONTHSEnter starting book value: *** INVALID BOOK VALUEEnter salvage value: *** INVALID SALVAGE VALUE2Enter first year to print on depreciation schedule ( denotes first year): *** INVALID STARTING YEAR1Enter last year to print on depreciation schedule ( denotes last year): Select option desired1 Straight Line (SL)"2 Sum of the Years'-Digits (SOYD)3 Declining Balance (DB)*4 Accelerated Cost Recovery System (ACRS)*5 Calculate depreciation for another item6 Return to original menu!Enter Number Of Option Selected: *** INVALID OPTION SELECTED'Enter the declining balance rate in %: "*** INVALID DECLINING BALANCE RATE"Total Depreciation=$###,###,###.##$DB RATE = ###% Crossover = ## YearsHIT TO CONTINUE3*** USEFUL LIFE MUST BE 3,5,10 OR 15 YEARS FOR ACRSHIT TO CONTINUE@%@8@7@@"@!?@@@?@@@@??? B:FINPACK.COMg!-"h"h!-"h! !!!.j&e5!ͺ!0j͈3!-A!ͺ!0j!0j͈!ͺ!0j3!-A!-U!8j>z*8j!-#4>x$4!-A!-!:jz$!Bjz !-!Jjz$!Rjz !.AZj! .V$!ͺ!0j{4Zj!&.V$!ͺ!0j“4Zj!,.V$!ͺ!0j«4Zj!2.V$*Zj9!8.A!f.A!.A\j!djͫ\j!ljͫ4!.!\jz$!tjz$!|jz$!jz !.!jz >x!.A!.U!8j>z|j!tjR!|j͈j!tjR!j͈j!tj!j͈4;3!X! /A!/A!/U!8j>z*8j͎!:j͈!ͺ!:jҬ5!>/Az5!W/U!8j>z*8j͎!Jj͈!ͺ!Jj! ͺ!Jj5!/Aì5!/U!8j>z*8j͎!Bj͈!ͺ!Bj"6!/A5!/U!8j>z*8j͎!Rj͈!ͺ!RjT6!/A"6! 0A!?0U!8j>z*8j͎!dj͈*8j!^0#6!ͺ!dj͈!ͺ!djdj!:jͫҴ6!`0AT6!{0A!0U!8j>z*8j͎!lj͈*8j!0#6!ͺ!:j!lj͈!0A;3!0A!0A! X!0A! X!1A! X!$1A! X!?1A! X!k1A! X!1A!1A!1U!8j>z*8j͎!0j͈!ͺ!0j!ͺ!0jҚ7!1AV7!0j+)7~#fo77":7e5{?3!0j+)7~#fo78":P<Bj!RjR!:j͢!tj͈! ͺ!Jj8tj!Jj:! ͺͱ!tj͈!ͺ!j͈Bj!RjR!|j͈j!Bj̓!ͺ!\j͈l845Bj!RjR!:j͢!tj͈!ͺ!\j!\j͈!:j\jͫB8! ͺ!Jjҥ8tj!|j̓!ͺ!:j!\j͈45 56!ͺ!j͈Bj!RjR!|j͈j!Bj̓!ͺ!\j͈9:j!\jR!ͺ!:jz !ͺ!:jz !ͺͱ!:jsLͱBj!RjRL!j͈j!Jj:! ͺͱ!j͈!ͺ!\jt9j!Jj:! ͺͱ!tj͈É9j!jR!j!tj͈j!j̓j!j̓|j!tjR!ͺҹ9tj!|j̓45!ͺ!\j!\j͈!:j\jͫ8j!jR!tj͈!ͺ!:j!\j͈|j!tjR!ͺ:tj!|j̓45 56!ͺ!j͈Bj!RjR!|j͈j!Bj̓!1A!1U!8j>z*8j͎!dͺͱ!j͈!ͺ!j҇:! 2AL:3!ͺ!\j͈Y;!ͺ!\j:Bj!j:!:j͢! ͺ!JjͫL!tj͈:j!j:!:j͢!tj͈|j!tjͫ:tj!|j̓j!RjR! ͺ!Jj[! ͺͱ!:j!\j[!ͺͱ!tjD;j!\j̓h;45!ͺ!\j!\j͈!:j\jͫ:<j!|j̓:j!\jR!ͺ! ͺ!Jjͫ!j͈\j!j̓;j!j͙!tj͈45!ͺ!\j!\j͈!:j\jͫ;! ͺ!Jjx!2A!2U!8j>z6!ͺ!j͈|j!Bj̓j!Bj̓!:j+)<~#fo<<<<<<<<<`=<<<<%>!2A!2A!2U!8j>z6*.j)))!2̓*.j)))!2̓*.j)))!3̓?*.j)))! 3̓*.j)))!3̓!ͺ!\j͈N=!\j*.j)))!3̓!ͺ!\j!\j͈!ͺ!\j&=?*.j)))!%3̓*.j)))!-3̓*.j)))!53̓!ͺ!\j͈=!\j*.j)))!=3̓!ͺ!\j!\j͈!ͺ!\j=!ͺ!\j͈>!\j*.j)))!E3̓!ͺ!\j!\j͈! ͺ!\j=?*.j)))! ͺ!Jj[!dͺͱ͕*.j)))!M3̓! ͺ!Jj|>*.j)))!U3̓!ͺ!Jjҝ>*.j)))!]3̓*.j)))!e3̓!ͺ!Jj>*.j)))!m3̓*.j)))!u3̓!ͺ!Jj?*.j)))!}3̓0j!:j̓!ͺ!:j'?!ͺ!0j͈!ͺ!\j͈i?!\j*.j)))z!BjC!tj͈45!ͺ!\j!\j͈!0j\jͫ6? 56!3!͝))z!j͈k!j̓3!ͺ!j?!0A:A!ͺ!j͈3!ͺ!j?!0A!0U!@k>zB!ͺ!j@!0A:v~FINPACK.COM 2 !"#$%&'()*+,-./01234<56789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[wE5=6\]^_`abcdefghijklmnopqrstuvwxyz{|}~>o-H:% 7.qjJO)M9*|ANP]}cUgf?;l`TyI/b_ik&#~+'WeLGD$Y mZ{Q3xv^XKFn[C@4 szh\R,(urpVBda0!S81t  ze9T$O"'{O&6wՅ!8^Zt=;kn̈VSrl\%,o\鼸Fدyy3%{J*j *ᱼ*5 yr~AX-t\sgJj6B& mɾ"HzH2%p4!8%9BŴI ~?3&jk>pВZ9~.;@ Vxǻ2mV IGJ#hW[p6 +Nݑ Noy29[+YPgZ ho1tZ hW֕,Lpi^qYWE_KCRo^#,z6GN:-.(u㲮@K6 ^VB\oEnH_stZ-)mÝ ,l^qӋ#R,8"ָL\Ý<oE pz:q֕ VHeZW2ҕ-ˡxq. 󤺾:R]߮4p]R.V[,YpcKZP^RR h $>4eZY~$TiTx~֡Ge'w^y׶KB%EB`wpt! R,NtEꅒUo"SR#)[|9)R:vŇsE즙=[]5W%X-TxU)FQUg\)=^_lȯJ5NoV]RYMmź+z:כ.$ UZa+'냯Jm9$p{k2>X%`^}u%> _#E7ANmWZm׳ZKv >b~PsVVp_X|U[^X*nwgwIH~=IJifvu=s({<猚n'"X$$}RU(s_U/IU0znE>(+sbwI%UBn#S^Ի$ 7WU2G&>hQR*rs .Ip!+_,'RUE>{Qݳ1g%BƯZnXW3 ăJ.xR}z}<ݩ*(Vv >ڝڮZG~PSUP+jwj jyANmWA#o?ݩ*;w\W4p{]ET5(4ؼ9I^Gux3O%x ^b W_ye@xJ)93!a]yW~=V^᜻|]Ro7z>|Mu/t߽j^$Ri|(Bz>QV b&G/u>_+ޛ$R}{*mÕ҉3mI)u݋_׽(u݋_׽(u݋_׽(p2{oh۾G*Cvm잹잭C$"'zՇM+x$z*B*B*B*BxԷtWQзtWQзtWQзtWQзtWQзtWQзtWQ+HGUbKIrRM2XֳUhrf'˜{Yxݾ_*Jη`hABƛn=`k)ۚknۚk|a[sM ;lky1;lkiۚk:öNɕ'Wf;.ή7MTL4@sxό,9Ob̾W/^9_gq_mWgok~~HB<]pOA%WJM3wZޒW_gAyf jȞҵjSC ݏgf_xP2Ђ2?2k?Le/(_2-Tp$v>^82-tZ-_p.A-&_/L Gjr]T^xX5&9rXpע~oTe$mQeԙU/|EPg*|ݯ/:^xT*뫖os"3 'Oms'vI U|raע߬35ݴǀ:޶Rif[*%ˠT,8v.)/»{w2ߚ$3 eeX.[JWAt~ҽܞe5{%3J G$X dY[*I2|Pι-+)&iG&}*A]j›-.y~Ѵf}[R#en)Ql.).Z60w0xTM gJ3/]{ ½N^0xTv&E.Iý]U8nFtbKL)薰\s0KMMRǃť5х'ҁ ,s?YbqO&Gt!eRvIw^WR[[[*іC{`Rށbձcaq{Q+at|!\e8o.tC/_8{RcXv/. vIMť&d4Rjr/Qc=oYs| xX*NZO*7IKx[7dWIj+tK %8^,]S8]l\߲3)薚| o1RՀ=F9i ҉fKn 5CϤ2G~&HiPܟos5MJIa4&R,NH)jC4X.FP2_x<,5DUS)Q\oKc[3{F}c{^ɡU1 auRa)iʴا6;,xXjWܪB/s>눖U Q2.+}fUn HMo K$9ŒRxヲbteŭ7ˊ/tLe LMeo&32[&coE{eplQtܡy&TL_6LiHH_fEp'-_|/e0oˀcsvάgLQʮ>a$L_f@GYm$չC$;r13%>yL } }KgN iqERN ݱ~QV{^nH5CʀǍ'fu麠[):j)^=k?XP~ERT|HjљmIMY]V[SxX:(RaI;~b%$XpLk;LSq#c*FGT|S#;L%XcRCvw)_ݭԟ~IYҳLݱT% _R\JIiݱ M>zӀIc2-'fn5 R0xbY: L3}/5GLPg*VgT}xԙg{MŗYgj { 3?ԟn ,iL n{v65OSV5Vz1zQT((4lx=D|^-C_*R^YЕ; JʅEGg J)QP/-R CJpӰX[^( ٦dž DJ+V,)X ! CJcvl=iK¡CM:1LJkmlGs-]Z/\ +woqmGz}s z78'݋*F>p2P\N̓y ޠ~YoqWluxy5yť3 ?8?oaL)5[捿U vL*e#yACRh(3O/(. =3opKkw̓yfx ̃F~7[szl&`PZeTL@ϼnc^67)Ut<hټyīA<1`(w}Ԗ Y`4sT O7S!ɹ.C fuRs;525Y}LԭJ%Jbs)5%*S1hzdT>}sW#9ͅDELRL Sg77Exc~%vRrMaf=YTTI1 Q8.oND\.sɮ7zppvȚ*)ZVw~IR +cnGG3FXDصwr\|S;᪞MpP%49ƒ*)rOΆ6 E0X2^,o+N7B}=eEB/)Ɛ㓍#l\vn 9>WH,b(pyط& _ŖkUNjO VK;kw`% _˅k.a`ZF垆 #>UR4>'᪗(q_[ҺCJ^捲O YIh(*BYyN!k1IQ#M)BZjs*XA:b㊞,Go_[<WSc89uzo398vZJEu*SnGν|@s d$x,*U=,*\+QpgCi Ij`+Ʌ9UBhӂjp_8JUhmZ03W9U %]rχ;jL!!\ }%p_8JaiuΩnhM(ʔ|!+ 9ͪh85@*⫸(>h>O)'fSSQUpu)9x9W໩`T)+{)կT]Y]SשYSrNZ#XpM`T1kV1MJYM~%Jr\-%xPW.̚*GKʋg;G:(.tl>M7U+ۻ*7]8TDBbRYS17Gq~6'xP E?~pPw(lGu(̚aΣ UP Tm)(d? :^;Z)rVޟ+ݪ,跟jq;Qir3]8'.t>I+[؟d.uԗ Kj%BhGQ_ J򅬤Zp4CTqsJUo\X\!qq4~ESrK1l2 *G=+{ANU||( fu\LZ]pq`T6>ZQLgNS+VNev9cw̩+TJ0\X< nJ7%Y}W(¨*J.^־k Bw4Ke#r!Z[ʂ2_ E++L2ЊdT6r _,B+JL,xX*?_a_t9ظ(xX2]v쑿T2+r}B+Jow_·B+|Z3fUR4NšW$~;W0Trz2pȳycܫx.:ʍuRb9Ͱ~rhSNj"Q*Sk W KtlzDbGS/q$4o{\EBgY9P(E-&) Fa`ZFWiXA:bJksQ&K`R4nJJYeo,5A Jl>T ū``FQY%&)(Y/FgHH2eٷpR7"/#a$$]) C\_&|:vIi)H逜>(4lO{tkB^rOΆh!œPI8Uj5i^CeJ^=)jr >{yn8rE#႒ZZB#jBxA+d2yvƺ^[ʱc+GJI܏&%"NI}5ܸy6ӣ1IY-Tl=p p-SryEsa U=[bAX-t5ܸy6R ZI<_b u}=[w BmȽ#f"(߸yq Ĵ>头Bd%aQ *ʹ>头Biu85$߸y_cBt9)ir_(T !Y:Ө?B&"%GMs cUB. /A.'"%$KLRB$i"IM}^+?qdfįWa,?Zs30՚ۥyB @"geZVJC|쟿臩\ L|3u/?Xկvq/(+G<7y<{$L:Vߠ`ձ g\_կ9ϻgv֒EUIkU"$_JTh+y $eKcsQ$0lvw'29Yt9#9ZnFo?_HT>S `Sk lmU?Sτ֮nZJ^sGr.Lܜ7HE @"V,[;ڪ+ɒgVşIkdk{n3_|ahU=[V$$S7?38"q*`gj\_[A"+ z/2ӕ}EI<,Uv)Nj /2E~zP+HT玿c?+_ΏWԤK*w*%~v|CLe}ˮ'ES*BVnd1f%m[vt% Noy쨗K,wӋ+U{i5 Uou?ǧ zaG<`W.e Qs?p\_ꅶm=s C,gkE8r ^YW#Jra w KL>6|RK];;W.e\#ҍu79^>ȬӺraG}Iw b:ki\_ XSc ӗz>p&`mم*c3N䉔| wz&.X=^Xzv=M^`W~RWgxlx+/M^`k\e^gViɋH̓}йN. ɍaG\P+׳.X\m=[Ot;YN|lx7tžix~]pi(/yا ]YCRWJBUg+m6l˥ zaGl_=Kж ^oPy,7٠m[8!*#E 9 -5E\`W.eԫ6R\ . zRNo9m߶ gFQԫݎ'r+w]g+v/t\?K'5 .+fiXA:nE-]g+<vԗwpGVx˻VN/V@~(٤v<ZVN/rh% .Aj\Nu,2 ڶM6A m[lC6}"R]B󤺾sIi{:\;e$?vc&Onu>_ҒiIu;q:t:T;ΎX8nWΎX8nW)0tCobҡj]Pt&4m/t=x,k_i?]!4|`]&Vתϵ}SӁձFEĮZW}Qc~ٷ;c'w>ld![X6Y2]7};|fxrhmU_j=6؜G'?vfB ǯR]Nz^c^K{^]*@3)O:'C[D%E--y9̣O&/EemzurҚOhD%JW'Jk>=k.:l#|:uEEQyVNnY%H>i[j?ONTNZmٴ&מfѼ%ѿ?VCݚ"o TUTe"S7s2yD^RzƚȪhĚe͏МDyjo455-,?OۭY5L2 tN&/s虴%x{RnRbڞXkFe2 RBl;)Y|k4B;VE3Q%$*ic"_s*EAJ7)ZnN'tdd2J; %Z?J)mO F#%1l=eRQ%:Dh::Lvk'ڂ>+];Rj+MЫV""rȧȔԳ;4GRw$*mISnKҴ.uG*@iR]oxK^ʳ{ ^nXR:>Pgs&ΐ3iK}*=I2AJ4TږXkFİ&"xKh5K}9mf)|Jɹ}ze 0].J4bͲG(9o>Z[Y+T#aBΓеגyT L^fRLrrMDh5KD*QtDJCL2 T]˩t͛C9rBHC&J$eD*4"Y%+?Bk]ғm*m TUTe"-y)nBHC&JDXYtoͧJkYř((=kR䦎qRH?O"%_?O\mJkYř((U4A(Vzr`_Զ)B|KG#,tRiZ+=eNK5+*QZiE$!䢀'iQ" *%hQCmSD>C(XhD҈%,4֟QRV{--y9̣O&/E7N&҄Đn",%ٴ͚)%-1ӵa+MD(6k&GiW LX2E-1/lAf 0]^9FA-lA t~Af 0[@[δSmɤ3 .s=$~2aI5}ӫ A-tA a  0[ق LRO2A)a A.Tق a PAf 0[@SzJjN 'Ȕ-gZ)dRvYIy9?e$N`% 4礗/[s|ԓGRL.MIE* d7ե<m,MLerBȾ"6m,?OYVD5XD=ivͳY m!-YV8/%|DD%gѡ,dumyBȦLm2B#.NKtI(nm|%\mKYtq"_YVj0D֡DDJDD0OF҄*%m,ML-ә۲JS4'miܝ$eD۬Y*4gtY74Ld= T]˩tfɲ҈dͲҵ,+]ȗJQ>Y+],%C D>CSD$^Zd4BKHo5KtbDҒJT*lAf 0]hjrYk/ܲ?Pb0?FҒJQ>b6&%" @C j.lAf 0]!31G=y1/ɤdIY,@D4Q9a?O"%_?mf-g@(D#֬h$"VX#YQz2c#}ڞeͷF#3Q9i'S6sh"XITҖD41d]kFhN"byKh52'HfJDtJS/'}'(ͱF&yYʐMTkt+jP4MյJм9Գ;M= grҁ 7JSytyf0Ew[Rtm;e95B99y9Ҙ㣞<ژdRui2n“iHmmI J'*OV&"?OZmf-gӵI4A+!QZ>b`>}PW#,P=LÂwi~vH0 {@ashB|ǪT, 9E}bL1 1,Fv ΘhL70)BI\iB_8 T>h0ll$4U= JQ]44&hY\S f¹(sX)&q |i`0kj!l6[8W0X +E 05i6- Nev/5u,~EcRm`&B42!f S E 9E 9J ̢ZL2l6["10j3Dlap8,L q.h& 28$i8jZ9d`MՄ\AՄYDcQ&````1`l08Eg`1`Bl08Elc`i 91,LQb(10& ng<H3 lMpHLڇ0pph^)¡SOW$ucOF7s+GBĚxqB``&Ohr3t0&0; 0;# "Y, fn 焫%Y 4 90sa`Q&`8,^YDB* 6Oò]`x;VT ⭛bl:6A]z@0 Sev_2q[_U~PpP0 Dc 8f+900^YDBK \8W W=GYz AT= fev3< sxU5; bB+@pP!hNiH9Ľkn)UMn=[0 BQ&`X αYDvK{6f+ =GYz&oc @ܻWՌV=Lw A/Fc 8f9;fQ߳[0Xڋ.0I!8 TӰ4a|4$]5߿gN3i&{3(saX,bӌa]`qo!8 T0~ 4fc 2o .;C`"S :&o4T&o)߱׌[Fӗ g00;# "v.0(s<4v 4 {]`Q&`hf,Y\SpXÆcُ2; ք_by(saM/b1zw0ŻmS/%Y/ܱrBnnABα Wyevnpm ` A#6&`l#VP&`hfllv68ǫEp)ۅfA1-2;G38mMΡG8 mMΡG8(sxnABα :awa ;L.v!t~\2]*A1h[9B0,L q.2;G38ǫ8fevW1sˠ7,b;G3n2;GL *%*0nwm ` ǀ "Yv[\pGb` f\aLq .f 9nq&80qfq!p qA>G3h23 -kG tp avd`-(s< 8ev2;G38ǫpG3[9Lp\evfqW1(Q1rpA 10\m 9ev2;G38ǫpG3 8Lp 99^ŠDlac ̢~+\` 6A2;GL *%*08 bPlE.<x)m "V)ipX.pA"f,b; @tK.wa1GNqR]1G  ).\y :M]x1W \h{8eZ~kT/wAG9ejtc`1p1P3LBex u:3UpxЩAG~)ezCL" W tm "x T7:8 W ta "x ܽ7"jS2vS# fqMa l~6@,,~,  'b +@pahB44</߱P^z,fG6y*a֦9/]{ `1u,=?9ua>4{42;ǃ.0v`i/tYDA4j=h[xev.0T82;q< swj~U! EL|P&`68E8g0pph)-V` "BphJ.pph~)§+bo0ga0rà_0 ߻45Go_z_=G/ou>afo (s``qb``1`1T2Cഁ'nc CG^)PR-CGz :QvAG,%^76N>{;\o` "x vl8Eb/CGNQi( \+\= "vfE$ "vW,"!`x "."` "w,sht.Lu@g? ̢ 99a1pS[^kz<= /e`RN>HSKE.xh900s.q⚺ëN  S~/e= "x 9>8ǧ\`Mf^`fES5q XM\`MWRDft /`0M]`´^։2;wʷLS \SU5sY8EfQδA "^)ipx)1p` xh900Ã.U zSA*uϹz]0kz:54N S~0p5P&` rY4]x)i"]`Mą0&b5qY4]KLJE.4wY Ӧ6*/ķ;bwuS2;ǹ.s]p)BW)B{8ExsX rAS.0H9.06`0M6ES %*h4Pr!o ` @O3I. 0"`/UM 9pAE\F~AG!pQ;\k`1(Ciꀎ2Nlta,rYeg0 ]`q;q8 9,2v3\qq,2v. "  "J.S⌯XM\@ "S2;  7s``qA8 _v&8RQ&plޝcGഁ `1,ua>`i/``Q&`8;[a; @)Rcrv3S|4\FqwʷXUzi派4SA+GYf0ri5~u5Ӱ-SeiM)RcU=|F9Wbx,cY5kJf"i h Z4W2sYDcAcY4napx3z|/{Q[8E()`1P&``&EQkDPW#,P= bYDB1i(sq w)x7= Cy fqM-df S7]`!҈2f).HtT>2f).x%|W20Û\p8GM70OC]z@0aٯz7> >(V= CyF0 > (TQkTW3 = ~Q=xf8mOcYԻw 0po`, Llap5P&````&)VqƴG=`i4X 4X $ ̢=8iZ44^evqfor ngs@]zqMഁlNMഁmNMഁWm[b 0ga@1ЄxU5U8,X#0Żm&*a$\{ ;]`f"Dlapj!3l08E "v,L1,ꗿoޅ60f)b,Llap09>.yvxӐs Ƨ!!` @l.|ǪG.s|fevqfor ng<9vDC1X | |{P&` @1k ,\obc`1P&`8 ̢+s|f:H9d + !`hf`3A ֜Xc`1Ơ=GY ;ǃ @tF,\|Qfx!Ѵ \ XAG3<)-2;iehf|$6XUi|X s43h5\o g0r&`0k> |{P&` @tO] ;ǃ @ӓ.438$.1}B3C|5vX%']hfpHԗ\bʅfD}j|샺0gag00;# "vf u >ЕK3A ̸ _|8 9Eӓ.438$ღ']hfpH4g0AY4}B3CWAD AN6rWSM7;/H[VANl!Ě.AB g\{ 5>Zf ̢It!߀3\ ,r!+ C"t B+)¦ЂWow|}ev,- Jp` bMmB?x6ރ6pxfX g8 T[ f ;J`C0V r&`pY,>7 ^n37g07VSyXp |{iO`1<8 P&`窇^&`p pXh%E 9kԳ9Cy |(s`i/s8q 8_ fevbM,~r,ŻC]z@0Xڋ+,"!`8@y,>~,9,"!`縹"vfQY2;-``Ll\ 05i6- NV(s9J "TBJ0`0kj!l6["ng'nff SV(ssxkflp.J fqM4+E⚺i6-Jev|^2Y\S73f)"!`Xa}b⚺i6- N ;đ ,FBQb`DffQ?gE Qb`Qb0kfl08E$^g,`Llap8>kZMfG+ᐨ&3J8$LQb(sA>D7VI+%qOpM4+#qYev8'nff Sģqs%E 9J i6-Jev8'nff `LlaphfQ&`(1sxkfl08EXaY\S73fssX)LQb(10& nkK(15u3l6["n8@%E\{]1P r 9^Q&`0qljJ0([bh ^,pa nc+@p{if,P{@Zy(@}= (@}= -P{@ZK,P{ AZɛ"42AD~~S?Ȟ,%^76N>{;\o` "x vl8Eb/CGNQi( U7JanuaryFebruaryMarchAprilMayJuneJulyAugust SeptemberOctoberNovemberDecemberNO>P>P9 FIXED PRINCIPAL PAYMENT AMORTIZATION>Input values for the following variables ('?' denotes unknown)J ( defaults to previous value), n Number Of Compounding Periods: ?*** INVALID NUMBER OF PERIODS# i Yearly Interest Rate: ?"*** INTEREST RATE MUST BE PROVIDED) p Number Of Periods Per Year: *** INVALID PERIODS PER YEAR0 PRIN Periodic Principal Payment Amount: ?1 PV Present Value Or Initial Cash Flow: ? FV Future Value: ?? b/e Payments Made At Beginning Or End Of Period (b/e): *** b/e must have a valueBEB>>>*** MORE THAN ONE UNKNOWNMONTHLY SEMIANNUAL QUARTERLYYEARLY BEGINNING EEND  payments made at of period/./ n= #### periods /./ i= ###.##% interest /./ PRIN= $###,###,###.## /./ PV= $###,###,###.## /./ FV= $###,###,###.## #Select one of the following options3 1 Recalculate For Different Set Of Values, 2 Print Loan Amortization Schedule# 3 Return To Original Menu'INPUT THE NUMBER OF THE OPTION DESIRED:13 AMORTIZATION SCHEDULE5What is the first period to be shown on the schedule ( defaults to period 1)?STARTING PERIOD INVALID3What is the last period to be shown on the schedule: ( defaults to all remaining periods to be listed)?@ENDING PERIOD INVALID(How many periods are in the first year? INVALID NUMBER OF PERIODS0In which month is the first payment made (1-12)?*** INVALID MONTHNO5Do you wish to save the amortization in a file (y/n)?NY/Enter the file name (<= 8 characters in length).DAT%Do you want a hardcopy listing (y/n)?NY%Enter the title for the amortization  AMORTIZATION SCHEDULEPage 1 n= periods  payments made at of period i= ###.##% interest PRIN= $###,###,###.## PV= $###,###,###.## FV= $###,###,###.##MONTH PRINCIPALINTERESTBALANCEPAYMENTE/......./ ###,###,###.## ###,###,###.## ###,###,###.## ###,###,###.##E TOTAL ###,###,###.## ###,###,###.## ###,###,###.## ###,###,###.##>P YEARLYPage MONTH PRINCIPALINTERESTBALANCEPAYMENT GRANDNOPRESS TO CONTINUE B:FINPACK.COMg!-"h"h!-"h!!!!.j&! !!!0j&!ͺ!2j͈7!2j*.j!-V$!ͺ!2j!2j͈!ͺ!2j7!ͺ!2j͈8!2j*0j!ͺ!2j!2j͈! ͺ!2j7!ͺ!:j͈8!ͺ!Bj͈F8!-A!ͺ!Bj!Bj͈!ͺ!Bj.8*Jj!-#ʄ8!e!Ljz̓!Tjz̓!\jzͼ8>!lj͈&!ͺ!ljү8!-!tj͈ø8tj!-̓lj!tj!dͺL !dͺͱ!dj͈!dj!dj8!ͺ!|j͈!ͺ!j͈!-A!9.A!;.A!{.A!.A!.U!j>z*j!.#!ͺ!jQ9õ9*j!.#9!ͺ!|j!|j͈!ͺ!j͈õ9*j͎!j͈!ͺ!j!'ͺ!jҵ9!.A9!/U!j>z*j!@/#!ͺ!j9:*j!B/#9!E/A:*j͎!j͈!ͺ!j:õ9!i/U!j>z*j!/#;:G:*j͎!j͈!ͺ!j! ͺ!jq:!/A:!/U!j>z*j!/#!ͺ!Ljҥ::*j!/#:!ͺ!|j!|j͈!ͺ!j͈:*j͎!Lj͈!/U!j>z*j!0#!ͺ!j;M;*j! 0#A;!ͺ!|j!|j͈!ͺ!j͈M;*j͎!j͈!#0U!j>z*j!@0#!ͺ!jҁ;û;*j!B0#¯;!ͺ!|j!|j͈!ͺ!j͈û;*j͎!j͈!E0U!j>z*j!0#;;*j!0#;(<;!0Aû;*j%jV$*j!0#*j!0#%<(<û;j!j͙!dͺͱ!j͈!ͺ!j͈!ͺ!j͈*j!0#‰!j+)<~#foz*j!2#*j!2#?>*j͎!j͈!j+),?~#fo82?H8!2A!2A!2A!2U!j>z*j! 3#q?!ͺ!j͈ê?*j͎!j͈!ͺ!jj!jͫҤ?!"3AA?!;3A!=3A!r3U!j>z*j!3#?j!3 !j͈j!j̓@*j͎!j͈j!jͫj!jͫ@!3Aê?!3A!3U!j>z*j!3#L@j!j̓!3AÅ@*j͎!j͈!ͺ!jj!jͫ@!3A@!4A!4U!j>z*j!N4#¯@!ͺ!j͈û@*j͎!j͈!ͺ!j! ͺ!j@!P4AÅ@!c4AJj!e4V$!i4U!j>z*j%jV$*j!4#$A!4AåA*j!4#4A@!4U!Jj>z*Jj!4ͥ#!!!>!e!jz̓!jz̓!Ljz)̓!jz)̓!j̓!jzͼ!4A!4U!j>z*j%jV$*j!5#AàB*j! 5#AåA!5A!5U>z!j>x!ͺ!:j͈! ͔$A!75A!W5A*j9!FX!Y5A!a5A!c59!jz !q59*j9!}59*j9!5A!5!jz !5!Ljz !5!jz !5!jz !6A!69!X!69! X!'69!0X!169!?X!:6A!jz)!\j͈j!Lj̓!Ljz)!Lj͈!ͺ!j͈!ͺ!k͈!ͺ! k͈!ͺ!k͈! ͺ!k͈!ͺ!$k͈,k!C6V$.k!6V$!ͺ!2j͈DG\j!j:!Tj͈!Tjz͈8z!Tj͈\j!LjR!j͹C\j!LjR!\j͈C\j!jR!Lj͈\j!j̓2j!jͫCV8F2j!jͫxD*,k!j*0j^#VG!Ljz$!Tjz$!\jz$Lj!Tj !ͺ!k!k͈j!Tj!j͈k!Lj!k͈ k!Tj! k͈k!Lj!k͈V8!jz !2jj!6!\jqE\j!j:!Tj͈!Tjz͈8z!Tj͈\j!jR!Lj͈\j!LjR!\j͈*,k!0k*0j^#VG!Ljz$!Tjz$!\jz$Lj!Tj !ͺ!k!k͈j!Tj!j͈k!Lj!k͈ k!Tj! k͈k!Lj!k͈V82j!jͫ2j!jͫF!6A!6A*.k!kz$! kz$!\jz$k! k !6A!ͺ!k!k͈!ͺ!k͈!ͺ! k͈j!j!j͈j!jͫFj!j̓!7ͺ!kj!2jR!ͺF!ͺ!$k!$k͈! ͔$A*j9!FX!69!$kz !6A!69!X!69! X!79!0X! 79!?X!7A!ͺ!k͈! ͺ!j͢!j!j͈! ͺ!jF! ͺ!js!j͈! ͺ!j͢!j!0k͈! ͺ!0k2G! ͺ!0ks!0k͈!ͺ!2j!2j͈!j2jͫlC!jz !j͹\j!jͫ*H\j!j:!Tj͈!Tjz͈8z!Tj͈\j!jR!Lj͈\j!LjR!\j͈*,k!ͺ!j$!Ljz$!Tjz$!\jz$Lj!Tj j!Tj!j͈k!Lj!k͈ k!Tj! k͈k!Lj!k͈!7A*.k!kz$!jz$!\jz$k!j !'7ALj!j̓!ͺ!:jŒH>x!ͺ!:j͈*Jj!)7#ʟH!3!-7U!j>z÷>h!F7!h͝j͈!l2U!Tj>z*Tj!2#!ͺ!kxHòH*Tj!24%SIMPLE INTEREST & INTEREST CONVERSION#Select one of the following options1 Simple Interest2 Interest Conversion3 Return To Original Menu(ENTER THE NUMBER OF THE OPTION DESIRED: *** INVALID OPTIONSIMPLE INTEREST?Input values for the following variables ( denotes unknown) PRINC Principal Amount: *** INVALID PRINCIPAL INT Interest Rate: *** INVALID INTEREST RATE$ DAYS Days Interest Accrued: *** INVALID NUMBER OF DAYS/ YR Number of Days in Year (360/365): *** INVALID DAYS IN YEAR ACC Accrued Interest: *** INVALID ACCRUED INTEREST"*** THERE IS NO UNKNOWN TO COMPUTEHIT TO CONTINUE "*** THERE IS MORE THAN ONE UNKNOWNHIT TO CONTINUE  PrincDays YR Int%'$###,###,###.## ### ### ##.####Accrued Interest = $###,###,###.###Principal & Int = $###,###,###.##HIT TO CONTINUE INTEREST CONVERSIONS,Enter the annual nominal interest rate in % *** INVALID INTEREST RATE.Enter the annual effective interest rate in % !*** ONE INTEREST RATE IS REQUIRED*** INVALID INTEREST RATE1Enter the number of compounding periods per year )*** INVALID NUMBER OF COMPOUNDING PERIODSSelect the option desired21 Annual Effective Rate With Periodic Compounding42 Annual Effective Rate With Continuous CompoundingD3 Annual Effective Rate With Continuous Compounding (365/360 basis)+4 Annual Nominal Rate Given Effective Rate-5 Return To Simple Interest/Conversions Menu(Input the number of the option desired: *** INVALID OPTIONA('365/360CCCONTINUOUS COMPOUNDING !Annual Nominal Rate = ###.###%PERIODIC COMPOUNDING!Annual Nominal Rate = ###.###% Compounding Periods = ##!Annual Effective Rate= ###.###%HIT TO CONTINUE B:FINPACK.COMg!-"h"h!-"h5!ͺ!.j͈ 5!-A!ͺ!.j!.j͈!ͺ!.j44! X!-A!-A!-A!-A! X!-A! X!-A! X!.A!.A! .U!6j>z*6j͎!.j͈!ͺ!.j!ͺ!.jҩ5!J.Ae5!.j+)5~#fo59,=4!ͺ!8j͈!ͺ!@j͈!X!^.A!o.A!q.A!.A!.U!6j>z*6j!.#56!ͺ!@j͈!ͺ!8j!8j͈A6*6j͎!Hj͈!ͺ!HjY6!.A5!.U!6j>z*6j! /#•6!ͺ!@j͈!ͺ!8j!8j͈á6*6j͎!Pj͈!ͺ!Pjҹ6!/AY6!)/U!6j>z*6j!O/#6!ͺ!@j͈!ͺ!8j!8j͈7*6j͎!Xj͈!ͺ!Xj7!Q/Aù6!m/U!6j>z*6j!/#X7!ͺ!@j͈!ͺ!8j!8j͈Ø7d7*6j͎!`j͈!hͺ!`j!mͺ!`jҏ7Ø7Ø7!/A7!/U!6j>z*6j!/#7!ͺ!@j͈!ͺ!8j!8j͈7*6j͎!hj͈!ͺ!hj7!/AØ7!ͺ!8j$8!/A!0A!!0U!6j>z5!ͺ!8jP8!80A!\0A!^0U!6j>z5!@j+)a8~#fok88889!dͺ!PjͫXj!`j͙L!hjͫ!Hj͈+9hj!Hj͙`j!Xj͙L!dͺL!Pj͈+9hj!Hj͙!dͺ!Pj͢L!`jC!Xj͈+9Hj!Xj:!dͺ!PjͫL!hj͢!`j͈+9!dͺ!Pjͫ!HjCXj!`j͙L!hj͈!u0A!w09!X!0A!0!Hjz$!Xjz$!`jz$!Pjz !0A!0!hjz !0Hj!hj ! 1A!1U!6j>z54!X!%1A!;1A!=1U!6j>z*6j!k1#9!ͺ!pj͈:*6j͎!pj͈!ͺ!pj:!m1A9!1U!6j>z*6j!1#!ͺ!pjH:!1A9*6j!1#d:!ͺ!xj͈È:*6j͎!xj͈!ͺ!xj:!1A:!1U!6j>z*6j͎!j͈! ͺ!j!ͺ!j!ͺ!j!ͺ!j:::!-2AÈ:!X2A!Z2A!u2A! X!w2A! X!2A! X!2A! X!'3A! X!T3A!3A!3U!6j>z*6j͎!@j͈!ͺ!@j!ͺ!@jҒ;!3AN;j!3̓!3A!@j+);~#fo;;.<<5!ͺ!dͺ!jC!pjͫ!j*!ͺy!dͺL!xj͈z5!4!͝j!0#D=`=*j!0#W=Ó=`=!0A&=*j%jV$*j!0#*j!7JanuaryFebruaryMarchAprilMayJuneJulyAugust SeptemberOctoberNovemberDecember>P>PNO9 SUM OF THE PERIODS DIGITS AMORTIZATION>Input values for the following variables ('?' denotes unknown)J ( defaults to previous value), n Number Of Compounding Periods: ?*** INVALID NUMBER OF PERIODS# INTR Total Interest : ?$ i Periodic Interest Rate:?) p Number Of Periods Per Year: *** INVALID PERIODS PER YEAR& PMT Periodic Payment Amount: ?1 PV Present Value Or Initial Cash Flow: ? FV Future Value: ?? b/e Payments Made At Beginning Or End Of Period (b/e): *** b/e must have a valueBEB>>>*** MORE THAN ONE UNKNOWN;MONTHLY SEMIANNUAL QUARTERLYYEARLY BEGINNINGEEND  payments made at of period/./ n= #### periods %/./ INTR= $###,###,###.## interest /./ i= ###.##% interest/./ PMT= $###,###,###.## /./ PV= $###,###,###.## /./ FV= $###,###,###.## #Select one of the following options3 1 Recalculate For Different Set Of Values, 2 Print Loan Amortization Schedule# 3 Return To Original Menu'INPUT THE NUMBER OF THE OPTION DESIRED:13 AMORTIZATION SCHEDULE5What is the first period to be shown on the schedule ( defaults to period 1)?STARTING PERIOD INVALID3What is the last period to be shown on the schedule: ( defaults to all remaining periods to be listed)?@ENDING PERIOD INVALID(How many periods are in the first year? INVALID NUMBER OF PERIODS0In which month is the first payment made (1-12)?*** INVALID MONTH0In what year does the amortization begin (19xx)?NO5Do you wish to save the amortization in a file (y/n)?NY/Enter the file name (<= 8 characters in length).DAT%Do you want a hardcopy listing (y/n)?NY%Enter the title for the amortization  AMORTIZATION SCHEDULEPage 1 n= periods  payments made at of period$ INTR= $###,###,###.## interest i= ###.##% interest PMT= $###,###,###.## PV= $###,###,###.## FV= $###,###,###.##MONTH PRINCIPALINTERESTBALANCEPAYMENTINT RATEM/......./ ###,###,###.## ###,###,###.## ###,###,###.## ###,###,###.## ###.###E TOTAL ###,###,###.## ###,###,###.## ###,###,###.## ###,###,###.##>P ####Page MONTH PRINCIPALINTERESTBALANCEPAYMENT>P GRANDNOPRESS TO CONTINUE B:FINPACK.COMg!-"h"h!-"h!!!!.j&! !!!0j&!ͺ!2j͈a8!2j*.j!-V$!ͺ!2j!2j͈!ͺ!2j<8!ͺ!2j͈à8!2j*0j!ͺ!2j!2j͈! ͺ!2j8!ͺ!:j͈ë9!ͺ!Bj͈8!-A!ͺ!Bj!Bj͈!ͺ!Bj8T9>!Rj͈&!ͺ!Rj9!-!Zj͈(9Zj!-̓Rj!Zj!dͺL !dͺͱ!Jj͈!Jj!Jj!bjz8z!bj͈bj!rj͙!zjC!jj͈*j!-#ʪ9!e!jz̓!bjz̓!rjzͼ;8!ͺ!j͈!ͺ!j͈!-A!9.A!;.A!{.A!.A!.U!j>z*j!.#!ͺ!j:|:*j!.#F:!ͺ!j!j͈!ͺ!j͈|:*j͎!j͈!ͺ!j!'ͺ!j|:!.A9!/U!j>z*j!@/#!ͺ!jҰ:;*j!B/#:!ͺ!j͈!ͺ!j!j͈!ͺ!j͈;*j͎!j͈!ͺ!j;|:!E/U!j>z*j!k/#!ͺ!j<;È;*j!m/#j;!ͺ!j!j͈!ͺ!j͈È;*j͎!j͈!ͺ!j҈;;!p/U!j>z*j!/#¦;ò;*j͎!zj͈!ͺ!zj! ͺ!zj;!/AÈ;!/U!j>z*j!/#!ͺ!jz*j!0#!ͺ!j~<ø<*j!0#¬z*j!=0#!ͺ!j<&=*j!?0#=!ͺ!j!j͈!ͺ!j͈&=*j͎!j͈!B0U!j>z*j!0#D=`=*j!0#W=Ó=`=!0A&=*j%jV$*j!0#*j!0#Ґ=Ó=&=!ͺ!j͈!ͺ!jj͈=j!jj!j͈!ͺ!jj!jj͈!jjjͫ=j!zj͙!dͺͱ!jj͈!ͺ!j͈!ͺ!j͈*j!0#<>!ͺ!j͈!ͺ!jj!j*!j͈!j*.j!0V$!ͺ!ja>iB!ͺ!j!ͺ!j!ͺ!jқ>ó>!ͺ!j>!0A,D!j+)>~#fo>?AAAQB!ͺ!j>6?!ͺj!j͙)!jjCy)! ͺ)ͱ!ͺ!jj)! ͺ)ͱͱ!j͈iBj!jj:!j͢)!ͺ!jj)! ͺ)ͱ!ͺ!jj)! ͺ)ͱͱ!ͺy!j͈iB!ͺ!jʱ?j!j̓ú?j!j̓j!j͙)j!j:!jC!jͫ)y!jj͈!ͺ!jj!j͈!ͺ!jj!j*!j͈!ͺ!j!j+!k͈!ͺ!jj+!k͈!ͺ!ͺ!ͺ!jj!j*ͱy!jj͢j!j͙)y!k͈!ͺ!k͢!ͺ!jj͢!j!k͢L!ͺ!j͢!ͺ!k͢Ly!k͈ k!jj̓k!k͙! ks!jj͈jj! kR)!0͹@;@jj!zj:!dͺL!j͈iB!ͺ!j͢!ͺ!ͺ!ͺ!jj!j*ͱy!jjͫL!ͺ!ͺ!jj!j*!jͫ!jLL!j͈iB!ͺ!jC!jC!ͺ!ͺ!ͺ!jj!j*ͱy!jj͢L!ͺ!jj!j*!jͫy!j͈iBj!j̓!ͺ!2j͈BB!ͺ!j!2j[!jC!j͢!j!j!j͈!ͺ!2j!2j͈!j2jͫBiB!j!jC!j[!j͈!ͺ!j!ͺ!jҏBQB(k!0V$!ͺ!zj°B(k!0V$!ͺ!zjB(k!0V$!ͺ!zjB(k!0V$*k!0V$*j!1#B*k! 1V$!jz8z!j͈!jz8z!j͈!jz8z!j͈!jz8z!j͈;8*(k9!19**k9!$1A!/1*.j^#V9!jz !K1*.j^#V9!jz !r1*.j^#V9!jz !1*.j^#V9!jz !1*.j^#V9!jz !1*.j^#V9!jz !j*.j!1V$!1A!1A!2A!2A!J2A!x2A!2A!2U!j>z*j!2#*j!2#҄DVD*j͎!j͈!j+)D~#fo9DN;8!2A!2A!2A!(3U!j>z*j!J3#D!ͺ!,k͈E*j͎!,k͈!ͺ!,k,k!jͫE!L3AöD!e3A!g3A!3U!j>z*j!3#^Ej!3 !4k͈z*j!%4#Ez*j!x4#$F!ͺ!Dk͈0F*j͎!Dk͈!ͺ!Dk! ͺ!DkZF!z4AE!4A!4U!j>z*j!4#ŠF!ͺ!Lk͈ÖF*j͎!Lk͈!4Aj!4V$!4U!j>z*j%jV$*j!5#F!5AVG*j!5#FåF!5U!j>z*j!95ͥ#!!!>!e!z*j%jV$*j!h5#€G`H*j!k5#ʐGVG!n5A!p5U>z!j>x!ͺ!:j͈! ͔$A!5A!5A*j9!FX!5A!5A!59!jz !59*(k9!59**k9!5A!5!jz !"6!jz !A6!jz !^6!jz !{6!jz !6A!69!X!69! X!69!0X!69!?X!69!GX!6A!jz)!rj͈!ͺ!Tk͈!ͺ!\k͈!ͺ!dk͈!ͺ!lk͈! ͺ!tk͈!ͺ!|k͈k!6V$k!#7V$!ͺ!2j͈:M!ͺ!j!2j[!j͢!jC!bj͈T9!jz)!bj[!j͈rj!jR!j͹Irj!jR!rj͈ØIrj!jR!j͈rj!j̓2j!,kͫҪI|9öL2j!,kͫPJ*k!Dk*0j^#VG!jz$!bjz$!rjz$j!bj$!jjz !ͺ!tk!tk͈Tk!bj!Tk͈\k!j!\k͈dk!bj!dk͈lk!j!lk͈|9!jz !2jj!j7!rjLK!ͺ!jC!j͢!bj͈T9rj!jR!j͈rj!jR!rj͈*k!k*0j^#VG!jz$!bjz$!rjz$j!bj$!jjz !ͺ!tk!tk͈Tk!bj!Tk͈\k!j!\k͈dk!bj!dk͈lk!j!lk͈|92j!x!ͺ!:j͈*j!7#ʕN!3!7U!j>z,Dh!7!h͝jEN\k!3V$^k!3V$*k!3#dN^k!3V$=C*\k9!39*^k9!3A! FINPACK.INF The files in the FINPAK-C.LBR (compiled, ready to use) and FINPAK-S.LBR (source files, Cbasic and Mbasic code) came to me without any documentation whatsoever. So, I will include here a screen dump of the main menu for this really nice financial series of programs that have been rolled up into one nice menu-driven package. -------------------------------------------------------------- { screen dump of main menu } FINANCIAL DECISIONS PACKAGE Copyright (c) 1983 TRB Associates, Inc. Select the function to be performed 1 Compound Interest & Loan Amortization 2 Discounted Cash Flow Analysis 3 Depreciation 4 Simple Interest & Interest conversion 5 Sum of the Periods-Digits Amortizations 6 Fixed Principal Payment Amortization 7 Complex Discounted Cash Flow Analysis Exit To CPM { end } ------------------------------------------------------------- This system works as advertised if you place the FINPACK.COM file and ALL the included overlay .OVL files on the same drive user area. To use, just enter FINPACK The source files can be found in the FINPAK-S.LBR and the FINPACK.BAS is in TYPEable ASCII format and is definitely written in CBASIC but the other .BAS files appear to be in non-ASCII Mbasic form. I have only played with the compiled set of programs and have not fooled with the source files at all. Enjoy... Steve Sanders, Sysop The DataCOM Super Systems(tm) (813) 937-3608 300/1200/2400 (813) 937-6829 300/1200/2400 (404) 632-2109 300/1200